Homes come in all shapes and sizes. Your factory-built home is different than a site-built home, but it deserves the same commitment to protection. That’s why we offer mobile and manufactured homeowners’ insurance. Your manufactured homeowners’ policy will be specially crafted to fit your unique needs and protect your home and all the dreams that come with it.

It’s important to have enough protection to cover the cost of replacing your mobile or manufactured home and possessions in the event of the unexpected. The value of your personal property can add up quicker than you may think. Consider creating a room-by-room inventory to get a good idea of everything you own.

Our Mobile Home Insurance has you covered:

Comprehensive Coverage

This means we cover most direct, sudden and accidental physical losses like: fire, lightning, explosion, vandalism, landslide, falling objects, explosion, attempted or actual burglary or robbery, water damage from bursting pipes, damage by wild or stray animals, collapse from the weight of ice and snow, and wind or hail damage.

Optional Replacement Cost

Purchase Optional Replacement Cost coverage and get a settlement that reflects the cost to replace the damaged items with new property of comparable material and quality, without any deduction for depreciation. In most states, you can receive up to an additional 20% of the amount of insurance for your home if needed to replace your home!

Agreed Loss Settlement

If your home is destroyed by an insured loss, you receive the full amount of insurance for your home (minus any applicable deductible). No hassles.

Liability Coverage

This provides coverage if you’re found legally responsible for an accident that causes injury or property damage to someone who doesn’t live in your home. It covers costs like their medical bills, lost wages, pain and suffering, and property damage.

We offer all the “EXTRAS!”

• Additional Living Expenses
• Trees, shrubs, plants and lawns
• Debris removal
• Emergency Removal Service and
  Emergency Repair after a loss
• Credit card and check forgery
• Fire Department service
• Food spoilage coverage

Popular coverage options to choose from:

• Hobby farm or ranch liability
• Identity fraud expense and management including monitoring
• Incidental business liability
• Personal injury
• Water damage from sewers and drains
• Earthquake coverage
• Trip coverage when moving your home
• Personal Liability coverage on additional residences
• Scheduled Personal Property coverage
• Replacement cost coverage (mobile home, other structures and personal belongings)